Terms and Conditions

"Recover Your Money, Recover Your Peace of Mind"

CPL Consultores & Asociados SAC, Tax ID Nº 20602485464, with registered office at Av. República de Chile Nº478, Office 201, Jesús María, Lima, Peru, along with its subsidiaries and affiliated companies under CPL Group, hereinafter referred to as "The Firm", hereby provides, for informational purposes, the following Terms and Conditions of the campaign "Recover Your Money, Recover Your Peace of Mind".

By accessing this campaign, the user, hereinafter referred to as "The Client", accepts the following clauses, which define the terms, conditions, policies, functionalities, and content contained herein.

Main Aspects of the Campaign

The Firm, in accordance with its marketing and advertising policies, has created the campaign "Recover Your Money, Recover Your Peace of Mind", hereinafter referred to as "The Campaign", with the purpose of providing legal assistance and support to The Client in recovering outstanding debts from their debtor, hereinafter referred to as "The Debtor".

The services provided by The Firm, hereinafter referred to as "The Service", do not imply nor guarantee, in whole or in part, the successful recovery and/or collection of debts due to factors such as economic, asset, or commercial insolvency, or the untraceability of The Debtor. However, The Firm will exhaust all legal measures and resources available to recover the assigned credit and/or collection on behalf of The Client.

Legal Aspects of the Services

The Firm operates strictly within the legal framework and in compliance with current regulations, maintaining the highest commitment to addressing the needs of its clients and debtors, providing clear and sufficient information regarding legal actions to be undertaken. As a law firm, it fully acknowledges Law Nº 29571 - Consumer Protection and Defense Code, adhering entirely to Articles 19, 61, and 62 regarding abusive debt collection methods.

Accordingly, the Consumer Protection Code prohibits collection practices that damage the consumer's reputation, invade their privacy, disrupt their work activities, or harm their public image.

Scope of the Service

The Service shall not be construed as creating any partnership, employment, or business relationship between The Client and The Firm.

The services provided include pre-judicial and judicial sponsorship for debt collection actions, whether secured or unsecured, regardless of the nature of the debt.

The Firm will initiate all necessary legal actions to protect The Client's interests, assigning the most qualified attorney in the relevant specialty to ensure personalized and professional service.

Services include but are not limited to:

Pre-Judicial Collections
Judicial Collections
Legal representation through all stages of litigation until judgment enforcement, covering:
- Monetary Obligation Processes (with or without collateral)
- Movable Property Obligation Processes
- Precautionary measures drafting and filing
- Administrative Litigation Procedures
- Bankruptcy Proceedings before Indecopi
- Enforcement of promissory notes, settlement agreements, annulments, fraudulent conveyance actions, and related criminal matters
- Restructured Debts
- Status Reports

Fees and Compensation

Compensation is based on the amount involved and includes:

Pre-Judicial Stage
Judicial Stage
Success Fees

Success fees apply to amounts in both local currency and USD, payable in the currency of the recovered debt or asset. Calculations follow Annex A, cumulatively per recovery, with both parties maintaining detailed payment records.

Payment Terms

For legal representation services: Invoices will be issued after filings or hearings.

For success fees: Invoices will be issued upon full or partial recovery.

The Client must pay within seven (7) calendar days of receipt. Late payments may incur interest charges.

Considerations Regarding Recoveries and/or Collections

Effective recovery includes all payments, transfers, installments, and advances made after signing this agreement.
Includes payments resulting from agreements, settlement acts, or out-of-court settlements.
Includes seizures of accounts, assets, vehicles, equipment, and proceeds from judicial auctions.
Includes total or partial return of equipment, materials, machinery, or other assets belonging to The Client, valued at market price for invoicing purposes.
In case of payment in kind, valuation will be based on certified appraisal or market value for tangible assets.

Obligations of the Parties

The Client agrees to:

Pay the Success Fees upon recovery by The Firm.
Comply with the established fee schedule based on the claim amount.
Inform The Firm promptly of any payments or transfers made by debtors resulting from collection efforts.
Notify The Firm of any partial or total return of assets by debtors or third parties.
Provide all necessary documentation, either original or certified copies, required for the effective execution of The Service.

The Firm agrees to:

Prepare and file all necessary legal documents and submissions in a timely manner.
Formalize agreements or settlements made by The Client with debtors.
Provide monthly detailed Case Status Reports and perform at least two (2) in-person procedural actions per month, documented with photographic evidence.
Offer legal support to The Client's representatives during hearings, declarations, or evidence collection.
Ensure that all debtor payments are directed to The Client, without receiving funds directly.
Take all necessary legal actions to ensure prompt recovery.
Safeguard all documents provided by The Client, assuming responsibility for any loss or damage due to negligence.
Issue a Write-off Report if collection efforts prove unsuccessful, returning the case file to The Client.

Hold Harmless Clause

The Client shall hold The Firm, its officers, agents, and representatives harmless from any claims, counterclaims, legal actions, or costs arising from the execution of this agreement or prior disputes with debtors or third parties.

The Client waives claims for indirect damages, loss of profits, or consequential damages related to this contract.

The Firm does not guarantee full or partial recovery but will exhaust all legal and negotiation avenues available.

Expenses, Travel, and Per Diem

All expenses related to transportation, registry searches, certified copies, notary services, courier fees, court fees, judicial notifications, and similar costs shall be borne by The Client.

A petty cash fund will be established, with monthly reporting through Procedural Management Expenses Reports.

For provincial or international travel expenses—such as airfare, ground transportation, accommodation, and per diem—these must be prepaid by The Client, or appropriate reservations must be arranged depending on the case.

Dispute Resolution and Jurisdiction

Both parties expressly submit to the jurisdiction of the courts of Lima, Peru, waiving any other jurisdiction based on domicile.

Any change of address must be communicated via notarial notice at least five (5) business days in advance; otherwise, the original address remains valid for all purposes.

Termination of Services

If debt recovery becomes uncollectible due to insolvency or untraceability of the debtor, all documentation held by The Firm will be returned to The Client along with the corresponding Write-off Report after all efforts have been exhausted.

Both parties agree to terminate services, offsetting any outstanding fees with remaining expenses as detailed in the final report.

Confidentiality and Accuracy of Information

Unless expressly instructed otherwise by The Client, or in cases where information is requested by competent authorities, The Firm commits to maintaining confidentiality regarding all information provided under this contract.

All information provided by The Client is assumed to be truthful, complete, authentic, obtained lawfully, and free from legal or contractual breaches.

The Firm shall not be liable for consequences arising from inaccuracies in the information supplied by The Client. These services do not include auditing or verifying the accuracy of such information.

All documentation provided by The Firm to The Client is confidential. Disclosure constitutes a breach of this agreement.

The Client authorizes The Firm to disclose that it represents or has represented The Client as legal counsel.

Anti-Corruption Commitment

In providing legal advisory services, The Firm shall comply with all applicable anti-corruption laws of Peru and the Code of Ethics governing the legal profession.

Both parties agree to:

Not engage in acts of corruption, bribery, or offer undue advantages or gifts.
Not influence public officials through improper means for personal or third-party benefit.
Not make facilitation payments on behalf of the other party.
Not offer benefits to officials or employees of private entities when acting on behalf of the other party.
Not provide any form of advantage or gift to collaborators or officers of the other party.
Ensure that their staff is informed of this commitment.

Intellectual Property of the Information Contained

The terms and conditions on this website, along with its content, are protected by intellectual and industrial property laws, including international treaties ratified by Peru.

Content may not be exploited, reproduced, distributed, modified, publicly communicated, transferred, or transformed without authorization.

Accessing this website does not grant users any rights over the intellectual property contained herein.

Content may only be downloaded for immediate private use and never for commercial purposes.

The Firm retains all rights over its software and related intellectual property.

Users are prohibited from reverse engineering, decompiling, or translating the software into other languages or codes.

Jurisdiction and Applicable Law

These terms and conditions, and any relationships arising from the use of this website, are governed by Peruvian law.

Any disputes shall be subject to the exclusive jurisdiction of the courts of Lima, Peru.